Welcome to WFG Title ("we," "our," "us"). These Terms and Conditions ("Terms") govern your access to and use of our website www.wfgtitle.com and the services we provide. Please read these Terms carefully before using our website or services.

By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Use of Our Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms.
You must not use the website or services in any way that:

Violates any applicable laws or regulations

Causes harm to our reputation or disrupts the functioning of our website or services

Attempts to gain unauthorized access to our systems, data, or accounts

Interferes with the website’s security or operational integrity

We reserve the right to suspend or terminate your access to the website if we believe you have violated these Terms.

2. Intellectual Property

All content on our website, including but not limited to text, images, graphics, logos, videos, software, and other materials, is owned by WFG Title or our licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not use, copy, reproduce, distribute, or create derivative works of any content on the website without our prior written consent.

3. User Content

By submitting any content (such as comments, reviews, or inquiries) to our website, you grant WFG Title a non-exclusive, royalty-free, worldwide license to use, display, and distribute that content for promotional and business purposes.
You represent that you have the right to submit the content and that it does not violate any third-party rights.

4. Third-Party Links

Our website may contain links to third-party websites.
We are not responsible for the content, privacy practices, or policies of these third-party sites.
By using these links, you do so at your own risk. We recommend reviewing the terms and privacy policies of any third-party sites.

5. Disclaimers

The website and services are provided “as is” and “as available” without any warranties of any kind, either express or implied.
We do not warrant that:

The website will meet your requirements

The website will be uninterrupted, secure, or free from errors

The website is free of viruses or other harmful components

To the fullest extent permitted by law, WFG Title is not liable for any damages, including direct, indirect, incidental, consequential, or punitive damages, arising out of your use of the website or services.

6. Limitation of Liability

WFG Title will not be liable for any loss or damage arising from the use of our website or services, including any damages caused by errors, omissions, or interruptions to service.
In no event will WFG Title be liable for any damages in excess of the amount paid for the service in question, if applicable.

7. Privacy Policy

Your use of our website is also governed by our Privacy Policy.
Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, USA, without regard to its conflict of law principles.
Any disputes arising out of these Terms will be resolved in the courts located in Orange County, California.

9. Modifications to These Terms

We may update or modify these Terms at any time, with or without notice.
Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website and services after changes are posted will constitute your acceptance of the revised Terms.